Cost-Sharing Reductions (CSR)

CSRs allow you to save money when you receive health care services. A health plan with a CSR lowers the amount you have to pay for out-of-pocket costs like:

  • Deductibles
  • Co-payments
  • Co-insurance
  • Out-of-pocket maximum

To qualify for a CSR, you must purchase a silver level health plan on the Marketplace and have a household income between 100 percent to 250 percent of the federal poverty level. The federal poverty level is adjusted annually.