Catastrophic Health Plans
In addition to the metal level plans described, catastrophic health plans are also available on the Marketplace. However, these plans are only available to those under age 30 or of any age who have received certain hardship exemptions through the Marketplace. Eligibility for a hardship exemption can be obtained through www.healthcare.gov.
Catastrophic plans purchased through the Marketplace generally:
- Have lower premiums and higher deductibles.
- Cover three annual primary care visits prior to the deductible being met.
- Cover preventive services at no cost.
- Are not eligible for federal tax credits.