Medicare Supplement Open Enrollment Period
The best time to purchase a Medicare Supplement policy is during your open enrollment period.
Your open enrollment period begins on the first day of the month in which you are both age 65 or older AND enrolled in Medicare Part B. This period lasts six months, during which you can purchase any Medicare Supplement plan, even if you have a pre-existing health condition.
If you apply for a Medicare Supplement policy after your six-month open enrollment period, you are subjected to the insurer’s medical underwriting criteria and may be denied and/or rated based on your health conditions.