Medicare Access and CHIP Reauthorization ACT of 2015

The Medicare Access and Chip Reauthorization Act of 2015 (MACRA) prohibits the sale of Medicare Supplement policies that cover Part B deductibles to individuals newly eligible for Medicare on or after January 1, 2020.

  • Plans C, F, and F with high deductible may not be offered to individuals newly eligible for Medicare on or after January 1, 2020.

  • Plan C is reassigned as Plan D and shall not provide coverage for any portion of the Medicare Part B deductible.

  • Plan F is reassigned as Plan G and shall not provide coverage for any portion of the Medicare Part B deductible.

  • Plan F with high deductible is reassigned as Plan G with high deductible and shall not provide coverage for any portion of the Medicare Part B deductible. The Medicare Part B deductible paid by the insured shall be considered an out-of-pocket expense in meeting the annual high deductible.

MACRA defines “newly eligible” individuals as anyone who:

  • Attains age 65 on or after January 1, 2020.

  • First becomes eligible for Medicare benefits due to age, disability or end-stage renal disease on or after January 1, 2020.