Becoming Eligible for Medicaid While You Have a Medicare Supplement Policy

When becoming eligible for Medicaid while still enrolled in a Medicare Supplement policy it is important to know the following:

  • Benefits and premiums under a Medicare Supplement policy can be suspended at the insured’s request for a period not to exceed 24 months.

  • The insured must notify the insurer within 90 days of becoming eligible for Medicaid.

  • The insurer must refund the portion of the premium attributable to the period of Medicaid eligibility, subject to an adjustment for paid claims.

  • If you lose your entitlement to Medicaid, the Medicare Supplement policy should be automatically reinstated as of the date your Medicaid coverage ends. You must notify the insurer of the loss of coverage.