Guarantee Issue Rights

You may be able to purchase a Medicare supplement policy with guarantee issue rights when you have other health coverage, including Medicare Advantage or a Medicare supplement policy, that changes in some way (such as when you involuntarily lose coverage). If you qualify for guarantee issue rights, you have 63 days to apply for new coverage under the standardized Medicare supplement plans A, B, C, F, High Deductible Plan F, K or L.

Individuals newly eligible for Medicare on or after January 1, 2020:

Plan C is reassigned as Plan D
Plan F is reassigned as Plan G
Plan F with high deductible is reassigned as Plan G with high deductible.

Please see Medicare Access and CHIP Reauthorization Act of 2015 for additional information related to plan reassignments. For more information regarding guaranteed issue rights, contact DIFS at 877-999-6442 or the Michigan Medicare/Medicaid Assistance Program (MMAP) at 800-803-7174.