Are issuers in both individual and small group markets required to include specific rules to individual market products in the Business Rules Template as part of the small group submission?

No. An issuer in both markets may withhold or revise specific rules for individual market products until the May 9 deadline for the individual market. Issuers must at a minimum provide the base rules in row 10 and specific rules for small group products in their small group submission and these items cannot be modified unless required by DIFS.