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My client has a Medicare Advantage Plan. Can they choose to opt out of Personal Injury Protection (PIP) medical coverage (Option 6)?

Yes. Medicare Advantage plans cover all Medicare services that are covered under Part A and Part B. An applicant or named insured may choose to opt out of PIP medical coverage (Option 6) if they have coverage under both Medicare Parts A and B, and any spouse and all resident relatives covered by the policy have Qualified Health Coverage (QHC) or are covered under another auto policy with PIP medical coverage.