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My client has an indemnity plan. Does this count as Qualified Health Coverage (QHC)?

No. Accident-only indemnity plans, fixed indemnity plans, and hospital indemnity plans are not considered Qualified Health Coverage (QHC).

Having QHC means either Medicare Parts A & B or a health insurance policy that does not limit or exclude auto accident injuries and has a deductible of $6,000 or less.