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My client wants to opt out or exclude Personal Injury Protection (PIP) medical coverage. What may not be covered by Qualified Health Coverage (QHC) that is included in PIP medical Coverage?

PIP medical coverage provides benefits a health policy might not provide, such as transportation to and from medical appointments, vehicle modifications, case management services, residential treatment programs, and long-term and custodial care. Benefits will vary among health policies. Persons relying on QHC to pay for auto accident injuries should also be aware that, unlike auto insurance, health insurance stops paying when the policy ends or is canceled.