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What coverages are consumers choosing when they make a Personal Injury Protection (PIP) coverage selection?
The new law allows consumers to choose a PIP medical limit on their auto policy. PIP medical coverage pays for allowable expenses for medical care, recovery, and rehabilitation if you have injuries from an auto accident. PIP coverages that are separate from PIP medical coverage such as wage loss, replacement services, and funeral and burial expenses are still included in the auto policy, even if consumers choose the opt out or exclusion option.