How our department monitors insurance market practices
Insurance Company Contract and Rate Filings
DIFS Prohibition Orders for Consumer Finance and Credit Union.
Licensing - Consumer Finance and Mortgage
Consumer Finance and Mortgage Forms
BIDCO and Anti-Redlining Forms.
Statutes, Rules and Regulations
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For accidents that occurred before July 2, 2020, the maximum amount of damages available for a mini-tort claim was $1,000.00. Public Acts 21 and 22 of 2019 increased this maximum to $3,000.00 for accidents occurring after July 1, 2020.
To comply with this change, limited property damage liability coverage must pay up to $3,000.00 on a mini-tort claim for any accident occurring after July 1, 2020. This coverage amount will apply regardless of the date a policy was issued or any conflicting policy language.
