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When do I need to collect a signed Bodily Injury (BI) selection form?
A signed BI selection form must be collected for new business or the first renewal effective after July 1, 2020 if a customer would like to select BI limits of less than the statutory default amount of $250,000 per person and $500,000 per accident. If the insured does not provide a signed and completed BI selection form, the insurer must issue the policy with $250,000/$500,000 limits.
For subsequent renewals, a signed BI selection form must be collected only for a change in coverage to below the statutory default amount of $250,000 per person and $500,000 per accident. If the insured does not request the BI selection form or request a change in coverage, the insurer must renew the policy with the existing BI limits.
It is important to note that some insurance carriers may have additional requirements or procedures regarding when a completed and signed BI selection form should be collected. Contact the carriers you represent for more information on any company-specific requirements.