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Why does my client have to pay MCCA fees on a motorcycle policy?
Motorcycle insurance companies are assessed by the Michigan Catastrophic Claims Association (MCCA) just like auto insurance companies. While motorcycle policies do not include Personal Injury Protection (PIP) benefits, motorcyclists are still entitled to PIP medical benefits if they are injured in an accident involving a motor vehicle. Therefore, motorcycle insurers are required to pay an assessment to the MCCA for all motorcycles they insure, which is typically passed on to the motorcycle policyholder.