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When do I need to renew my 1st Mortgage License/Registration?
Your 1st Mortgage License/Registration expires December 31 of each year and must be renewed on or before December 15. You will receive renewal information from the Department of Insurance and Financial Services (DIFS) with instructions on how to renew. Renewal is requested and fees are paid directly through the Nationwide MultiState Licensing System & Registry (NMLS). All surety bonds, riders, etc. are submitted through the NMLS electronic bond function. Do not submit original surety bonds, riders, or continuation certificates directly to DIFS. Failure to timely renew may prevent you from conducting mortgage transactions in Michigan and may also result in late renewal penalty fees. (Section 7(1) and Section 8(7) of the Act).