How our department monitors insurance market practices
Insurance Company Contract and Rate Filings
DIFS Prohibition Orders for Consumer Finance and Credit Union.
Licensing - Consumer Finance and Mortgage
Consumer Finance and Mortgage Forms
BIDCO and Anti-Redlining Forms.
Statutes, Rules and Regulations
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A licensee must maintain all records of the debt management business for a minimum of six years after each record is created. This includes, but is not limited to: budget analyses (the original and any updated versions), contracts, amended contracts, monthly/quarterly statements, payment histories, creditor consent information, counselor notes, ACH authorizations (including recordings of verbal authorizations), trust reconcilements, financial statements, and a history of all general ledger account entries.
