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If any obligations remain unpaid at the expiration of a plan, the licensee may extend the contract or enter into a new contract if it determines the plan is suitable for the debtor. How should a licensee determine if an extension is "suitable"?

The licensee may extend the contract and determine it is “suitable” by preparing and evaluating an updated budget analysis and executing a written extension or having the debtor sign a new contract. The extension must be in writing, signed by both the licensee and the debtor, and must restate the contract terms required under Section 14(1) of the Act.