The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer.
When is a contract in effect?
A contract is in effect when it is signed by the debtor and the licensee, and money is received for payment to a creditor. If a debtor requests changes to the debt management plan before the contract is in effect, a new contract must be signed.