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Is the customer required to make the first installment payment at the time of entering into a repayment plan?
No. The drawer must repay the transaction in 3 equal installments with 1 installment due on each of the customer’s next 3 dates he/she receives regular wages from an employer or other regular source of income. The first payment is not due until the customer’s first regular pay date after the repayment plan agreement is signed.