How our department monitors insurance market practices
Insurance Company Contract and Rate Filings
DIFS Prohibition Orders for Consumer Finance and Credit Union.
Licensing - Consumer Finance and Mortgage
Consumer Finance and Mortgage Forms
BIDCO and Anti-Redlining Forms.
Statutes, Rules and Regulations
Search is currently unavailable. Please try again later.
The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer.
DIFS may check for compliance with all state and federal laws pertaining to mortgage activity, including, but not limited to:
Mortgage Brokers, Lenders, and Servicers Licensing Act (MCL 445.1651 - 445.1684)
Secondary Mortgage Loan Act (MCL 493.51 - 493.81)
Consumer Mortgage Protection Act (MCL 445.1631 - 445.1645)
Mortgage Lending Practices Act (MCL 445.1601 - 445.1614)
Mortgage Loan Originator Licensing Act (MCL 493.131 - 493.171)
Regulation B
Regulation X
Regulation Z
Title 16 - Standards for Safeguarding Consumer Information (16 CFR 314)
Title 16 - Identity Theft Rules (16 CFR 681)
Copies of the state laws can be found on the DIFS website
Copies of Title 16 can be found on the following websites:
