How our department monitors insurance market practices
Insurance Company Contract and Rate Filings
DIFS Prohibition Orders for Consumer Finance and Credit Union.
Licensing - Consumer Finance and Mortgage
Consumer Finance and Mortgage Forms
BIDCO and Anti-Redlining Forms.
Statutes, Rules and Regulations
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The SAFE Act Final Rule states that not every person who acts as a “loan originator” must be licensed, but licensure is required for those persons who “engage in the business” of loan origination.
The Final Rule states that an individual is engaged in the business of a mortgage loan originator if he or she habitually or repeatedly in a commercial context: *
