How our department monitors insurance market practices
Insurance Company Contract and Rate Filings
DIFS Prohibition Orders for Consumer Finance and Credit Union.
Licensing - Consumer Finance and Mortgage
Consumer Finance and Mortgage Forms
BIDCO and Anti-Redlining Forms.
Statutes, Rules and Regulations
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The MLOLA is the Michigan statute enacted in conformance with the SAFE Act. The SAFE Act sets minimum standards for individual state statutes, including Michigan’s.
Individual state statutes may be stricter than the SAFE Act. For example, the SAFE Act prescribes a 7-year period previous to the date of license application in which a mortgage loan originator license shall not be issued to an individual who has been convicted of a felony. The MLOLA prescribes a stricter 10-year period.
