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Besides population requirements, are there any differences between Sections 2845 and 2227?

Besides population requirements, are there any differences between Sections 2845 and 2227?

The only difference between the two Sections is that additional perils are eligible for larger municipalities:

  • Section 2845 pertains to real property damage caused by fire or explosion.
  • Section 2227 pertains to real property damage caused by fire or explosion, as well as losses caused by the perils of vandalism, malicious mischief, wind, hail, riot, or civil commotion.