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What information should I have available when I contact a company or an agent?

Be prepared to provide information about you and your home, including, but not limited to:

  • Address of the property
  • Telephone number
  • Description of your home, including square footage
  • Whether you own or rent your home
  • Whether you have made any recent home improvements
  • How the home is heated – natural gas or propane

You should also refer to the declarations page of your current homeowners insurance policy for your current coverage and limits. The declarations page is the page of your policy that lists your current coverages and limits as well as the current premium you are paying. This information will be useful to any agent, agency, or company providing you with a quote. It may make the process even easier if you provide a copy of your current declarations page to anyone providing you with a quote to make sure the quote for coverage is similar to what you already have.

If you are uncomfortable releasing your declarations page, you should be able to answer questions about your current coverage without providing a copy of your declarations page.