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Where do I start shopping for my homeowners insurance?

The Department of Insurance and Financial Services’ (DIFS) website can help you find a licensed insurance company and insurance agent to assist you in purchasing homeowners insurance. Some insurance companies do not use local agents; therefore, you can call the insurance company directly to obtain a quote. A homeowners insurance company cannot deny you coverage based on where you live or whether they have an agent in your area.

DIFS’ Insurance Licensee Locator can assist in your search for insurance companies, agents, and agencies licensed to sell homeowners insurance in Michigan.

Remember to only work with licensed insurance companies, agents, and agencies. If you have concerns about the individual or entity you are working with, contact DIFS toll-free at 877-999-6442 or by email at