How our department monitors insurance market practices
Insurance Company Contract and Rate Filings
DIFS Prohibition Orders for Consumer Finance and Credit Union.
Licensing - Consumer Finance and Mortgage
Consumer Finance and Mortgage Forms
BIDCO and Anti-Redlining Forms.
Statutes, Rules and Regulations
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Michigan is the insured’s Home State if the insured maintains its principal place of business in Michigan; or
An individual’s principal place of residence is located in Michigan.
If 100% of the insured risk is located outside of Michigan, then the insured’s Home State is the State to which the greatest percentage of the insured’s taxable premium for that insurance contract is allocated.
If more than one insured from an affiliate group are named insureds on a single nonadmitted insurance placement, Michigan will be considered the Home State for that placement if Michigan is the Home State of the member of the affiliated group that has the largest percentage of premium attributed to it under such insurance contract.
