Are benefit plans created under P.A. 106 of 2007 subject to the benefit mandates found in the Insurance Code and General Insurance Laws of Michigan?

A benefit plan that is maintained on a self-insured basis is not subject to Michigan’s insurance laws.  However, a self-insured pooled plan is still subject to the provisions of P.A. 106 of 2007.  Benefit plans, including those created pursuant to P.A. 106 of 2007, that are underwritten by an insurer, HMO, or other entity licensed by the Office of Financial and Insurance Regulation are subject to the mandatory benefit provisions of the Insurance Code and General Insurance Laws of Michigan.