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If my firm or I provide adjusting services on only part of the coverages listed under the "Scope of Contract," may I charge a fee based on the entire amount paid by the insurer in settlement of the loss?
Adjusters may charge only on the payments made under the coverages marked on the contract for which the public adjusting contract applies. For example, if only the building and contents coverages have been marked on the contract as the coverages for which the public adjuster is being hired, the public adjuster may not charge a fee on payments made under the loss of use or other coverages not marked. In no event may the adjuster collect more than 10% of the total amount paid by the insurer in settlement of the loss.