How our department monitors insurance market practices
Insurance Company Contract and Rate Filings
DIFS Prohibition Orders for Consumer Finance and Credit Union.
Licensing - Consumer Finance and Mortgage
Consumer Finance and Mortgage Forms
BIDCO and Anti-Redlining Forms.
Statutes, Rules and Regulations
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Yes, the Michigan Insurance Code Chapter 12 and Chapter 19 require that producers be duly licensed in Michigan. DIFS issued an Insurance Bulletin 2016-15-INS “Procurement of Surplus Lines Business by Licensed Agents” to provide guidance regarding the activities an agent without a surplus lines licensure may engage in when obtaining coverage in the surplus lines market.”
