What must I include in order for my addition or deletion request to be considered for approval?

• The specific type of coverage, which should only be a subset of a line of insurance.
• If an ADDITION request, extensive data proving that the coverage is generally unavailable in the authorized market.
• If a DELETION request, extensive data proving that the coverage is generally available in the authorized market.

Extensive data includes:

• That which is compiled and reported to DIFS by the requester from a survey/search of Michigan insurers and producers (agents) that is far more extensive in nature than the coverage finding process required by Subsections 1910(2)(d) and 1910(3).
• For ADDITION requests, an indication of the type and number of Michigan consumers / businesses that are seeking this type of insurance.
• For ADDITION requests, a description of the circumstances for these Michigan consumers / businesses that lead to making the request with DIFS.
• For ADDITION requests, the requester should identify the number of other state insurance departments surrounding Michigan that consider the type of insurance to be a surplus line coverage because it is generally UNAVAILABLE in that state’s insurance market.
• For DELETION requests, the requester should identify the number of other state insurance departments surrounding Michigan that consider the type of insurance to not be a surplus line coverage because it is generally AVAILABLE in that state’s insurance market.