How do you know if it's discrimination?
Housing discrimination is usually disguised, often with a smile and a handshake. Although some of the following statements may seem reasonable, they could be excuses to prevent you from renting an apartment, buying a home or getting financing or insurance.
Pay close attention when you hear statements like:
When you are renting -
- “I rented that apartment right after you called.”
- “Yes, we rent to families with children, but our children’s section is full.”
- “We have a long waiting list.”
When you are buying -
-
“Let me show you some homes in an area where you’ll be more comfortable.”
- “The owner just took the house off the market.”
- “I’ll have to pre-qualify you before I show you any homes."
When you want financing -
- “We don’t process mortgages that small.”
- “You might get better terms at another bank.”
- “We don’t sell insurance in your area.”
Some of these comments may be valid, but they also may be used as a pretext to discriminate.
Accessibility for Persons with Disabilities
State and federal laws require housing providers to make reasonable accommodations that are necessary and related to a person's disability, such as:
- Allowing a service or support animal in a no-pet complex.
- Assigning parking.
- Making exceptions to rules or policies.
- Housing providers are also required to allow modifications to the property that are related to a person’s disability, such as installing ramps, grab bars or visual smoke detectors.
- These structural modifications:
- May be at the tenant’s expense.
- May require the housing provider to approve the plans.
- May require the tenant to return the property to its original condition when moving out.
