3. What if I don't pay for COBRA by the due date?

Federal law provides a 45-day grace period from the date on the invoice for a full premium payment. If your full payment (not partial) is not received by the end of that grace period, your right to continue coverage will be lost. If a monthly balance goes unpaid, the grace period date is 45-days from the due date on the invoice in which that balance originally appeared. Therefore, if a balance rolls over to another monthly invoice, the 45-day grace period will not start over from that most recent invoice’s date; it would still be from the original invoice.