19-20 Active Employee Rates Note: You may notice some insurance rate changes when reviewing the plans. Individual coverage levels have been updated to more closely align with claims costs for each group. Over all combined groups, there is no rate increase for the State Health Plan PPO, State Dental or Preventive Dental Plans, or State Vision Plan, and there is no change to the share of premium paid by the employee and the state. This re-tiering has resulted in reduced premiums for the Employee Only coverage level and an increase in rates for Full Family and some other coverage levels. The tier change aligns insurance rates with actual claims costs and is consistent with typical structures for other employers.