Retiree Legal Plan

Benefits for Life: Be Safe, Be Protected, Be Prepared

Legal Plan

A legal plan for many common personal legal issues.

Effective May 1st, 2018, MetLife will be the new insurance provider for the Legal plans. The MetLife plans offer several benefit enhancements with lower premium payments on most coverage levels.

If you are a current policyholder in the Legal plans your coverage will automatically rollover from ARAG to MetLife. No action is needed to keep your current coverage. If you would like to make changes, please do so during the Retiree Legal plan open enrollment period, beginning March 19, 2018 through April 6, 2018. If you would like to keep your ARAG coverage you have the option to convert your group policy to an individual policy. Your coverage and premium rates will be impacted by this conversion. To convert your policy please call the Benefits for Life Call Center at 888-744-7525.

Legal Plan LogoIn today's world, no matter where you are in your life - starting your first job, retiring, or somewhere in between - you are almost certain to experience life events that have potential legal ramifications

With a legal plan from Hyatt Legal Plans, a MetLife company, you have the professional legal help you need to protect yourself and your loved ones from legal difficulties.

You have the option to participate in the MetLaw plan ($19.50 per month) or the MetLaw with FraudScout plan ($21.90 per month) from Hyatt Legal Plans (a MetLife Company). Both plans give you and eligible family members affordable protection for legal expenses and access to experienced attorneys. Both plans provide a full year of legal coverage for a price that many attorneys charge for just one hour of service*. Your coverage will be renewed automatically each year and may only be cancelled during a Legal Plan open enrollment period.

When using Hyatt Legal Plans' Network Attorneys, attorney fees are 100% paid-in-full for most covered matters. You can also choose any attorney you'd like and receive reimbursements up to the scheduled maximums.

If you would like to keep your ARAG® legal Insurance coverage you have the option to convert to another ARAG® plan. Your coverage and premium rates may be impacted by this conversion. To convert or learn more, visit the ARAG Legal Center.

Legal Plan MetLaw: Covered Legal Services

  • Telephone advice and office consultations on many personal legal matters 

  • Preparation of wills, codicils, living wills, living trusts and powers of attorney 

  • Attorney representation for matters such as:

    • Purchase or sale of your primary or secondary residence

    • Divorce (contested and uncontested up to 20 hours per event)

    • Debt collection defense

    • Warranty/contractor issues

  • Online access to our e-panel of attorneys, to answer your Legal questions as well as downloadable Do-It-Yourself Legal Documents 

Legal Plan MetLaw with FraudScout: Covered Legal Services

You have the option to choose MetLaw with FraudScout, which includes all the benefits of the MetLaw plan, plus:

  • Triple Bureau Credit Monitoring: From triple bureau credit monitoring to lost wallet and identity restoration, your personal information and financial standing are protected.

When may I start using my new network of attorneys?

If you enroll during the 2018 Legal Plan enrollment period, you may start using your new legal plan on May 1, 2018. Look for your member cards and additional information to be sent to your home shortly after you enroll. For more information, log in to for MetLaw or for MetLaw plus FraudScout (Triple Bureau Credit Monitoring).

*Limitations and exclusions apply. In certain states legal services benefits are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and affiliates, Warwick, Rhode Island, and its affiliates.