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If I didn't enroll in the State HDHP with HSA and had a GPHC FSA in 2022 with Carryover into 2023 and elect the State HDHP with HSA effective January 1, 2023 will my funds carry over to a GPHC FSA or LPHC FSA?
The funds will carry over to a LPHC FSA, up to the limit set by the plan. The system will automatically update the Health Care FSA to limited purpose based on 2023 HSA contributions being received. The contributions sent to the HSA would trigger the change to convert the GPHC FSA to the LPHC FSA.