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How much can I contribute to my HSA?

For 2022, the annual contribution limits are $3,650 if covered by an individual HDHP and $7,300 if covered by a family HDHP. The state's HSA seed contribution counts against these limits. If you are age 55 or older as of December 31, 2022, you may contribute an extra $1,000 as a catch-up deduction under individual or family policy coverage for 2022. These limits are set by the IRS and may change year to year.