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My spouse and I have family coverage under a single HDHP. Can we both have an HSA?

My spouse and I have family coverage under a single HDHP. Can we both have an HSA?

Yes. You and your spouse may both have an HSA. However, the contributions to both HSAs cannot exceed the annual family limit. The Internal Revenue Service regulations limit the total amount you both may contribute to your HSAs. For 2022, the annual family contribution limit is $7,300.