Can I ever use LPHC FSA funds for out-of-pocket health related expenses?

LPHC FSA remains limited to vision and dental eligible expenses until an employee meets the Internal Revenue Service required minimum annual in-network deductibles (which differs from the State HDHP annual in-network deductibles) and provides proof to HealthEquity|WageWorks that the deductible limit was met. They will need to obtain an Explanation of Benefits (EOB) from their health insurance carrier verifying they or their covered dependents met the Internal Revenue Service in-network annual deductible. Once they've submitted their EOB and the HSA/HDHP Deductible Form to HealthEquity|WageWorks, they can also use their Health Care FSA for health and prescription drug eligible expenses through the remainder of that calendar year.