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Do I have to do anything to initiate the temporary unlimited carryover for my 2020 plan year Health Care FSA or Dependent Care FSA?
No. There is no action required by you to initiate the carryover. Even if you did not re-enroll in a Health Care or Dependent Care FSA for the 2021 plan year, any 2020 plan year carryover funds will be available to you for the remainder of the 2021 plan year.