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Long Term Disability (LTD)
The benefits described in the Long Term Disability Plan Summary (PDF) are provided under the State of Michigan's self-funded Long Term Disability Plan. The benefits will be paid with State funds.
To learn more about the Insurance Premium Rates and how the employee contribution is calculated, review the Long Term Disability Insurance premium rates, found on the Insurance Rates page. For an estimate of what Long Term Disability Insurance will cost per pay period use the 2021 LTD Insurance Estimator.
To learn about specific plan benefits, exclusions, and limitations please review the LTD Plan booklet (PDF).
Short Term Disability (STD)
(Michigan State Police Employees Only)
Reliance Short Term Disability
This Short Term Disability (STD) plan is available only to Michigan State Police employees who are under the age of 60 at the date of application. Reliance STD allows you to receive a weekly income benefit if you are disabled due to sickness or injury and become disabled while insured by the policy, unless it is due to a pre-existing condition. Please review the plan booklet for additional details.
You can enroll within 31 days of your hire date by contacting the MI HR Service Center at 877-766-6447, 8:00a.m. - 5:00p.m., Monday through Friday. You may also enroll during the annual Insurance Open Enrollment within HR Self-Service.
State Police employees are no longer required to submit an application to enroll in the Reliance Short Term Disability insurance program. This year, enrollment will be completed as part of the online enrollment process in HR Self-Service. Your benefit choice will continue if no changes are made.
See the Reliance Short Term Disability Booklet> for detailed plan information.