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Retiree Voluntary Benefits

Benefits for Life: Be Safe, Be Protected, Be Prepared

Benefits for Life, the retiree-paid, optional coverage program offered through the State of Michigan, is designed to help you be safe, be protected, and be prepared.

The program offers you the opportunity to apply for coverage in key benefit areas. 

The Benefits for Life offerings do not replace your State-sponsored benefit plans. Instead, the program offers additional financial protection with premiums payable through the convenience of pension deduction. You can customize your coverage by choosing from a range of plans that offer a combination of benefits and features that can help meet your personal and family insurance needs.

Call: 888-744-7525

Eligibility Information | Enrollment Information

Select the links below to review the optional coverage plans for retirees:

Supplemental Term Life Insurance
Supplemental Term Life Insurance serves as a foundation of financial protection that pays a lump sum benefit in the event of death. A variety of flexible policy features are also available.

Identity Theft
Identity Theft through IDShield provides multiple monitoring services, complete identity restoration, licensed private investigators, unlimited consultations, and more. 

Legal Plan
The Legal Plan provides access to a network of attorneys over the phone or in-person for many common personal legal issues.

Auto and Home Insurance
This benefit provides an exclusive discount on already competitive rates for auto and homeowners insurance.

Discount Plan
The Discount Plan provides exclusive discounts from thousands of local and national merchants.


Call Benefits for Life at 888-744-7525 with questions, Monday through Friday, 9:00 a.m. to 6:00 p.m.