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Our mission to provide decent, safe, affordable housing for Michigan residents is accomplished with the help of the Lenders and Realtors that work with us. MSHDA's programs are uniquely designed to allow more people to buy homes and to stimulate the housing market by issuing federal tax credits to eligible borrowers.

Our secure Lender Online website is the best place to find program information (manuals, forms, announcements); file information (make reservations, check loan status); administration information (Lender letters, staff directories).  If you do not have access to Lender Online, please email

You can check the status of your loan package at Lender Online

Homeownership Programs

MI Home Loan (Bond Program)

Mortgage Credit Certificate (MCC)

Become a MSHDA Lender

Contact a Business Development Specialist to find out the benefits of becoming a MSHDA Lender or email for more information.

MI Home Loan - Lender Requirements and Application

Mortgage Credit Certificate Lender Requirements and Application


MI Home Loan Underwriting Webinar

MI Home Loan Closing/Purchasing Webinar  

Realtor Training Request - comprehensive in-person overview of MSHDA programs



MSHDA Business Development Specialists

MI Home Loan Experienced Loan Officer Locator

2023 Top Loan Officers for MSHDA's MI Home Loan Program

MSHDA Income & Sales Price Limits and Targeted/NonTargeted Areas Expanded

MSHDA Housing Education Locator

Lender Online (password required)

Payoff Statement/Lien Release Request