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Welcome to MSHDA's Information Center for Mortgage Professionals

Our mission to provide decent, safe, affordable housing for Michigan residents is accomplished with the help of the Lenders and Realtors that work with us. MSHDA’s programs are uniquely designed to allow more people to buy homes and to stimulate the housing market by issuing federal tax credits to eligible borrowers.

If you are already a participating lender – our secure Lender Online website is the best place to find program information (manuals, forms, announcements); file information (make reservations, check loan status); administration information (Lender letters, staff directories). If you do not have access to Lender Online, please email

You can check the status of your loan package at Lender Online

Homeownership Programs

MI Home Loan (Bond Program)

MI Home Loan Flex (MBS Program)

Mortgage Credit Certificate (MCC)

Property Improvement Program (PIP)

Become a MSHDA Lender

Contact a Business Development Specialist to find out the benefits of becoming a MSHDA Lender

MI Home Loan - Lender Requirements and Application

MI Home Loan Flex - Lender Requirements and Application

Mortgage Credit Certificate Lender Requirements and Application

Property Improvement Program (PIP) Lender Requirements and Application


MI Home Loan Underwriting Webinar – NOW AVAILABLE

MI Home Loan Closing/Purchasing Webinar - NOW AVAILABLE

Mortgage Credit Certificate Webinar – NOW AVAILABLE

MI Home Loan Flex Webinar

Lender Sales Training – Comprehensive in-person overview of MSHDA programs

Realtor Training Request – comprehensive in-person overview of MSHDA programs



MSHDA Business Development Specialists

MSHDA Income & Sales Price Limits and Targeted/NonTargeted Areas Expanded

Housing Education Locator

Lender Online (password required)