Your Final Average Compensation
You qualify for a full retirement at any age with 25 years of service.
If you leave state police employment with ten or more years of service, but fewer than 25 years of service, you will qualify for a deferred retirement at age 50.
You may qualify for a disability pension if you become permanently disabled while a member of this retirement system. The retirement system offers two types of disability pensions, duty and nonduty.
Your spouse or children may qualify for a nonduty or duty preretirement survivor pension if you die before retiring.
When your retirement application is processed, we forward your insurance enrollment information to your chosen health, dental, and vision insurance carriers. You should receive insurance identification cards a few weeks after your pension begins.
As a retiree, your state-sponsored life insurance continues for you and your dependents at no charge to you. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each.
The state of Michigan now offers individual Long-Term Care Insurance (LTC) through LifeSecure. To view LTC plan details, visit the Employee Benefits Division of the Michigan Civil Service Commission under Retiree Eligibility. If you previously enrolled in a state-sponsored LTC plan with Prudential or MetLife, you
Power of Attorney and Advance Directives Resources
Search is currently unavailable. Please try again later.
The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer.
|
Remember |
|
Sending the Michigan Office of Retirement Services your plan-to-plan transfer certification form only alerts us of your intent. It is your responsibility to see that the funds are sent by your plan administrator. |
You can buy service credit in two ways:
Send a check or money order payable to State of Michigan. Include your name and member ID on the remittance. Send it with a copy of your member billing statement to:
Michigan Office of Retirement Services
Finance Division
PO Box 30673
Lansing, MI 48909-8173
You may transfer pretax monies to purchase service credit from the following qualified plans: 401(a), 401(k), 403(b), 457, as well as conduit individual retirement accounts (IRAs) from any of these sources. The 401(k) and 457 plans administered by Voya Financial are qualified plans. Money from a traditional IRA cannot be transferred.
To purchase service credit by transferring funds from a qualified plan, use the Qualified Plan-to-Plan Transfer Certification (R0158X) form. This form includes detailed instructions on how to initiate a plan-to-plan transfer.
Allow ample time for your plan administrator to transfer the funds. Some financial institutions take several weeks, or even months. This can result in an additional cost to you if the payment arrives after the due date. Remember that we cannot accept any payment for service credit after you terminate your state police employment.