Your Final Average Compensation
You qualify for a full retirement at any age with 25 years of service.
If you leave state police employment with ten or more years of service, but fewer than 25 years of service, you will qualify for a deferred retirement at age 50.
You may qualify for a disability pension if you become permanently disabled while a member of this retirement system. The retirement system offers two types of disability pensions, duty and nonduty.
Your spouse or children may qualify for a nonduty or duty preretirement survivor pension if you die before retiring.
When your retirement application is processed, we forward your insurance enrollment information to your chosen health, dental, and vision insurance carriers. You should receive insurance identification cards a few weeks after your pension begins.
As a retiree, your state-sponsored life insurance continues for you and your dependents at no charge to you. Your coverage is 25 percent of the coverage you carried when you left work; your dependents' policies are capped at $1,000 each.
The state of Michigan now offers individual Long-Term Care Insurance (LTC) through LifeSecure. To view LTC plan details, visit the Employee Benefits Division of the Michigan Civil Service Commission under Retiree Eligibility. If you previously enrolled in a state-sponsored LTC plan with Prudential or MetLife, you
Power of Attorney and Advance Directives Resources
Search is currently unavailable. Please try again later.
The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer.
While you work as an enlisted officer, your employer forwards information about your wages and service to ORS. It also sends employer contributions to the retirement system fund, which is invested by the Michigan Department of Treasury.
ORS maintains your wage and service records so that when the day comes, we can determine your eligibility for a pension, calculate the pension, and put you on the retirement payroll. You may log onto miAccount, after creating a secure account using your member ID, and view your current service credit totals.
We also keep track of any personal contributions you may have on account. The State Police Retirement System was a noncontributory system from 1974 to 2012. The plan is since funded by both employee and employer contributions. Personal contributions are recorded in a separate record, interest is paid, and we report your balance in miAccount. If you die before reaching pension eligibility, we'll refund your personal contributions and interest to your beneficiary or estate.