When can I enroll in a plan or change my plan? Is there an open enrollment period?
As a retiree, there is not an open enrollment period like when you were actively working.
When you can enroll in insurance depends on if you are enrolling at retirement or after retirement, and if you have a qualifying event.
If you are enrolling in insurance at retirement, your insurance effective date can begin on your retirement effective date.
If you are enrolling after retirement, and have the premium subsidy benefit, your enrollment begins 6 months after you apply for insurance coverage and submit your proofs. If you have the Personal Healthcare Fund, you cannot enroll in insurance after your retirement effective date.
If you are currently enrolled in any health insurance plan with the retirement system, you can change your enrollment to another plan regardless of your Medicare status. Your change in coverage will be the 1st day of the 2nd month after your request and required proofs are received. For example, if ORS receives your change request and any required proofs on January 10, your coverage with the new plan will begin on March 1.