Equated and Survivor Options

You can choose any of the survivor options and can still choose the equated plan. These are known as the 100% equated, 75% equated, and 50% equated plan options.

To calculate your equated survivor benefit, we start with your applicable (100, 75, or 50 percent) survivor benefit amount. We then use that figure and your social security estimate at age 65 to determine your pre-65 and post-65 equated amount. 

If you are interested in creating a combined equated and survivor option pension estimate, log into miAccount and select the Estimate Pension tab to get started. 

Additional notes about the equated survivor option.

  • If your beneficiary should die before you, your benefit will revert to a straight life equated plan.
  • Upon your death, your survivor will receive the standard survivor amount calculated under a 100, 75, or 50 percent survivor benefit, as if the equated plan had not been chosen.