The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer.
What is the Employer Contributions Forfeiture Credit campaign?
Each year, ORS will credit each reporting unit with employer contributions paid for former employees who did not fully vest. The credit must be used to pay future employer contributions for defined contribution (DC) and Personal Healthcare Fund (PHF).