FAQ
UCC - General Information
What is the purpose of Uniform Commercial Code?

The Uniform Commercial Code (MCL440.1101 through MCL 440.11102), or UCC, governs commercial transactions. The Code includes 11 articles covering a variety of topics, such as sales, negotiable instruments, bank deposits and collections, and investment securities. Article 9 of the UCC, (Secured Transactions), designates the Office of the Secretary of State as the location for filing public notice of a secured transaction. This notice, called a financing statement, is evidence of a commercial agreement between two parties known as the “debtor” and the “secured party.” Upon request, UCC also searches the filed information by debtor name. When a debtor pledges collateral on a loan, UCC search results show lenders whether others have filed a claim against the same collateral.

 

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What is a debtor?

A debtor borrows money and pledges collateral (something of equal or greater value) against the value of the loan in the event that the debtor defaults on the loan payments.

 

 

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What is a secured party?

The secured party is the lender, seller or other entity that has rights to the collateral pledged against a loan in the event that the debtor defaults.

 

 

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What is UCC's United States Postal Service mailing address and phone number?

 

Michigan Department of State

UCC Unit
P.O. Box 30197
Lansing, MI 48909-7697

Phone: 517-322-1144

 

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What is UCC's mailing address and phone number for express mail sent by private courier?

Send express mail by private courier to this address:

Michigan Department of State
UCC Unit
7064 Crowner Drive
Dimondale, MI 48821

Phone: 517-322-1144
Fax: 517-322-5434

NOTE: The fax number is only for expedited search requests from billing account customers.

Sending regular mail to the express mail address will delay delivery. Send regular mail to:

Michigan Department of State
UCC Unit
PO Box 30197
Lansing, MI 48909-7697
 

 

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What are UCC's hours of operation?

UCC business hours are Monday through Friday, from 8 a.m. to 5 p.m., EDT*.

*Most of Michigan is in the Eastern Time Zone. Four counties (Gogebic, Iron, Dickinson, and Menominee) in the western Upper Peninsula that share their southern border with Wisconsin are in the Central Time Zone. Michigan uses Daylight Savings Time from 2 a.m. on the second Sunday in March until 2 a.m. on the first Sunday in November.

 

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How do I get to the UCC office?

UCC is located in the Secretary of State building in the State Secondary Governmental Complex, about nine miles southwest of Lansing, at the corner of Crowner Drive and Billwood Highway.

From I-69: Take Exit 70 and proceed north on Lansing Road. Turn left at the first traffic light, Crowner Drive. Follow Crowner for one block until you reach the Secretary of State building.

From I-96: Take Exit 98A and proceed south on Lansing Road. Turn right at the second traffic light, Crowner Drive. Follow Crowner for one block until you reach the Secretary of State building.

Public parking is provided on the Crowner Drive side of the building, near the main lobby doors.

 

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Does UCC issue bar codes or UPC symbols?

No. UCC does not issue the bar codes or UPC symbols used by scanning equipment to capture data. Contact the GS1 US for information about these codes.

 

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How do I order a copy of the Uniform Commercial Code?

Article 9 or the entire Code can be downloaded from the Department of State website.

> UCC Code (All Articles) PDF
> UCC Article 9 PDF

 

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Where can I purchase UCC forms?

Forms can be downloaded for free from the Department of State website. Fees are charged for other UCC transactions, such as submitting a filing or conducting a search.

 

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Can I purchase UCC filing information in bulk?

Yes. A monthly subscription service is available for the bulk purchase of UCC filing information. The fees are as follows:

Bulk Filing Data

One month                                                         $500.00

Six Months                                                      $3,000.00

Full Database Download                                $5,000.00

 

 

Bulk Filing Images

12 Months                                                       $6,000.00

Call 517-322-1144 for additional information.

 

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How do I order a Certificate of Good Standing or Articles of Incorporation?

Contact the Michigan Department of Licensing and Regulatory Affairs for copies, certificates, or general information.

Michigan Department of Licensing and Regulatory Affairs
Bureau of Commercial Services
Corporation Division P.O. Box 30054
Lansing, Michigan 48909-7554.

517-241-6470
 

 

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How do I establish a billing account?

If you frequently request searches or file financing statements in UCC, contact our Accounts Receivable Unit at 517-373-8730 to establish a billing account. After a billing account has been established, you will receive a monthly invoice from the Accounts Receivable Unit.

In order to pay using your new billing account, you will need to contact the UCC Office via email and provide your new billing account number and a list of user names of employees whose searches or financing statements need to be included on your monthly invoice.  

 

 

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Checks and money orders should be made out to whom?

Make your check or money order payable to "State of Michigan."

 

 

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How do I contact UCC with additional questions?

Contact the UCC Office at: 517-322-1144 or e-mail us.

Send questions, comments or suggestions about the Secretary of State website to: Contact the Secretary of State.

 

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