How do I register my vehicle if the lien holder is holding the title out-of-state?

Take your out-of-state registration (it can be recently expired) or proof of the out-of-state title to any Secretary of State branch office along with proof of Michigan no-fault insurance for the vehicle.  Proof of your out-of-state title can be a fax copy or photocopy of the title, a memo title, a recently validated title application, or a vehicle record printed on the issuing state's Department of Motor Vehicles letterhead verifying the vehicle is titled in that state.

Michigan will issue a "FOREIGN OWNERSHIP-REGISTRATION ONLY" registration for the vehicle. A Michigan title is not issued. The out-of-state title remains the ownership document.

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